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Sunday, November 25, 2007
Sunday, November 11, 2007
Options to Foreclosure Problems
- Reinstatement.
- a. Repayment Plan.
- Moratorium, or Workout.
- a. Loan Forbearance.
- b. Loan Modification.
- c. Partial Claim.
- Refinance your home.
- a. Get a second mortgage.
- b. Obtain a new lender.
- c. Use the same lender.
- Reverse mortgage.
- This option is only for the elderly who are 62 or older.
- Borrow money.
- a. From relatives, friends, etc.
- b. From an investor.
- Sell your home.
- a. From relatives, friends, etc.
- b. From an investor.
- Transfer the Title.
- a. Assumption of Mortgage.
- b. Quitclaim Deed.
- c. Deed in lieu of Foreclosure.
- d. Cash for Keys.
- ? File Bankruptcy.
- a. Chapter 7.
- b. Chapter 13.
- Do nothing.
- a. Walk away from the property.
- b. Allow it to go through foreclosure.
OUR SOLUTIONS AND FEES
#1: We assist with performing Moratoriums!
#2: We assist with Reverse Mortgage!
#3: We perform Title Transfers!
#4: We Assume Mortgages!
#5: We Buy Properties!
#6: We have other Creative Solutions also!
#7: FREE initial confidential consultation for local Pageland, South Carolina homeowners who desires to meet with us!
#8: Beyond Pageland, we charge a travel fee of $5.00 for neighboring areas up to 10 miles. Beyond 10 miles up to 40 miles we charge $10.00. Beyond 40 miles will be negotiated.
#9: FREE visit for the elderly (62 and older) at your home, or desired place of meeting, up to 50 miles from Pageland, South Carolina!
#10: NO initial consultation by phone! Only appointments will be accepted by phone (843-672-2547).
#11: For foreclosure situations, moratoriums, and for reverse mortgages, our handling fee begins at $300.00 for utilizing one plan. An additional 200.00 for each additional plan.
#12: FREE information booklet that comes in a paper form, or in a pdf. format, email us at invest4u@shtc.net!
Please feel free to send any information that you are comfortable with giving. This information will be kept with the ultimate confidentiality. Our initial consultation if Free! email the following information to invest4u@shtc.net:
- HUSBAND FULL NAME
- WIFE FULL NAME
- PO BOX ADDRESS
- PHYSICAL ADDRESS
- HOME PHONE
- CELL PHONE
- EMAIL ADDRESS
- BEST TIME TO CALL
- MORTGAGE COMPANY
- TYPE OF LOAN
- MONTHLY PAYMENT
- YEAR OF PURCHASE
- LAST DATE OF - ON TIME PAYMENT
- DO YOU HAVE A SECOND MORTGAGE?
- FORECLOSURE SALE DATE
- ANY COMMENTS
For complete details concerning our options and solutions, Email us at invest4u@shtc.net to set an appointment, or the get your FREE booklet in pdf. format by email!
We care about you!
Parker’s Real Estate Investors have used their best efforts in preparing this material. Parker’s Real Estate Investors make no representation or warranties with respect to the accuracy, applicability, fitness, or completeness of the contents of this material. The information contained in this material is strictly for educational purposes. Therefore, if you apply ideas contained in this material, you are taking full responsibility for your actions.
Every effort has been made to accurately represent this material, and it’s potential. There is no guarantee that you will stop a foreclosure, save your credit, or receive money from using the techniques and ideas in this material. Examples in this material is not to be interpreted as a promise or guarantee of your outcome. The outcome is entirely dependent on the person using our material, ideas and techniques, and how they apply them.
We are not attorneys! We do not give legal advice! The information contained in this material is not to be construed as legal advice. Nor or we responsible for any of your actions. We always suggest that you obtain legal advice from an attorney concerning any of the solutions that we offer, prior to utilizing any of them!
MATERIALS IN OUR PRODUCT AND OUR WEBSITE MAY CONTAIN INFORMATION THAT INCLUDES OR IS BASED UPON FORWARD-LOOKING STATEMENTS WITHIN THE MEANING OF THE SECURITIES LITIGATION REFORM ACT OF 1995. FORWARD-LOOKING STATEMENTS GIVE OUR EXPECTATIONS OR FORECASTS OF FUTURE EVENTS. YOU CAN IDENTIFY THESE STATEMENTS BY THE FACT THAT THEY DO NOT RELATE STRICTLY TO HISTORICAL OR CURRENT FACTS. THEY USE WORDS SUCH AS “ANTICIPATE,” “ESTIMATE,” “EXPECT,” “PROJECT,” “INTEND,” “PLAN,” “BELIEVE,” AND OTHER WORDS AND TERMS OF SIMILAR MEANING IN CONNECTION WITH A DESCRIPTION OF POTENTIAL EARNINGS OR FINANCIAL PERFORMANCE.
ANY AND ALL FORWARD LOOKING STATEMENTS HERE OR ON ANY OF OUR SALES MATERIAL ARE INTENDED TO EXPRESS OUR OPINION OF EARNINGS POTENTIAL. MANY FACTORS WILL BE IMPORTANT IN DETERMINING YOUR ACTUAL RESULTS AND NO GUARANTEES ARE MADE THAT YOU WILL ACHIEVE RESULTS SIMILAR TO OURS OR ANYBODY ELSES, IN FACT NO GUARANTEES ARE MADE THAT YOU WILL ACHIEVE ANY RESULTS FROM OUR IDEAS AND TECHNIQUES IN OUR MATERIAL.
The author and publisher disclaim any warranties (express or implied), merchantability, or fitness for any particular purpose. The author and publisher shall in no event be held liable to any party for any direct, indirect, punitive, special, incidental or other consequential damages arising directly or indirectly from any use of this material, which is provided “as is”, and without warranties.
As always, the advice of a competent legal, tax, accounting or other professional should be sought.
The author and publisher do not warrant the performance, effectiveness or applicability of any sites listed or linked to in this Program.
All links are for information purposes only and are not warranted for content, accuracy or any other implied or explicit purpose.
This Programis © copyrighted by Alex Gurevich and GRL Publishing. No part of this may be copied, or changed in any format, sold, or used in any way other than what is outlined within this Program under any circumstances.
Friday, September 28, 2007
Frequently Asked Questions
[Q] Do you loan money?
[A] No. We are not a lender.
[Q] Do you purchase houses?
[A] Yes. We only purchase houses that meet our criteria of at least 30% below the appraise value.
[Q} Are you trying to take our house?
[A] Absolutely not! We genuinely work at saving your property if you are genuinely trying to save it! However, we will endeavor to purchase your property if no other option proves to work out for you.
[Q] How do we begin the process of you purchasing our house?
[A] You will need to gather information concerning the property and mortgage. i.e., appraisal, tax information, mortgage documents, plat (optional), and give us a call at 843-672-2547.
If you are currently in foreclosure you should bring the court documents to the initial consultation!
[Q] Do you purchase land?
[A] Yes, but rarely.
[Q] Will we have to keep the mortgage in our names for a Title Transfer?
[A] Not in every case. It will depend on the amount of equity in the property. If there is 30% or more, equity in the property we will simply purchase it. If there is less than 30% equity, we might require that the mortgage remain in your names until we sell it, or pay it off in full. But, for your protection we will do a contract agreement, and we will pay all back payments, taxes, and insurance, on the property.
[Q] If we have filed bankruptcy, can you still purchase our home?
[A] Yes. In most cases, if your bankruptcy has been dismissed, or discharged, and sometimes if the lender will agree to the terms of purchase.
However, there are things that we have to consider before purchasing properties that are in bankruptcy. i.e., judgments and other liens, the type of bankruptcy case, and other things that might effect the property.
[Q] If you assume the mortgage, what is our liabilities to you and the mortgage company from then on.
[A] None to the lender, and none to us. We will take full responsibility of the property and the mortgage.
[Q] Will you come to our home for a consultation?
[A] Yes. We offer a free consultation visit if you are local to Pageland, SC. Beyond Pageland, we charge a travel expense of $5.00 for neighboring areas up to 10 miles. $10.00 for beyond 10 miles up to 40 miles. Beyond 40 miles will be negotiated. FREE visit for the elderly (62 and older) at your home, or desired place of meeting up to 50 miles from Pageland, South Carolina!
[Q] Will you assist us with moving expenses?
[A] In some cases, we will be happy to pay moving expenses! Also, we are open to hear any requests for assistance, when we are dealing with foreclosure and bankruptcy properties, but we will have to negotiate your requests.
[Q] What do you do when we are facing foreclosure?
[A] Basically, four things. We immediately begin working with the lender, and the court. We work hard at postponing the foreclosure sale, and stopping foreclosure evictions. If there are any second mortgage issues, we will deal with those also!
[Q] If we use your services, what will this cost us?
[A] For foreclosure situations, moratoriums, and for reverse mortgages, our handling fee begins at $300.00 for utilizing one plan. An additional $200.00 for each additional plan. Our fees are very reasonable! We know of investors who charge as much as $1,000.00 to perform one plan!
We care about you!