Frequently Asked Questions

[Q] = Questions & [A] = and Answers

[Q] Do you loan money?
[A] No. We are not a lender.

[Q] Do you purchase houses?
[A] Yes. We only purchase houses that meet our criteria of at least 30% below the appraise value.

[Q} Are you trying to take our house?
[A] Absolutely not! We genuinely work at saving your property if you are genuinely trying to save it! However, we will endeavor to purchase your property if no other option proves to work out for you.

[Q] How do we begin the process of you purchasing our house?
[A] You will need to gather information concerning the property and mortgage. i.e., appraisal, tax information, mortgage documents, plat (optional), and give us a call at 843-672-2547.
If you are currently in foreclosure you should bring the court documents to the initial consultation!

[Q] Do you purchase land?
[A] Yes, but rarely.

[Q] Will we have to keep the mortgage in our names for a Title Transfer?
[A] Not in every case. It will depend on the amount of equity in the property. If there is 30% or more, equity in the property we will simply purchase it. If there is less than 30% equity, we might require that the mortgage remain in your names until we sell it, or pay it off in full. But, for your protection we will do a contract agreement, and we will pay all back payments, taxes, and insurance, on the property.

[Q] If we have filed bankruptcy, can you still purchase our home?
[A] Yes. In most cases, if your bankruptcy has been dismissed, or discharged, and sometimes if the lender will agree to the terms of purchase.

However, there are things that we have to consider before purchasing properties that are in bankruptcy. i.e., judgments and other liens, the type of bankruptcy case, and other things that might effect the property.

[Q] If you assume the mortgage, what is our liabilities to you and the mortgage company from then on.
[A] None to the lender, and none to us. We will take full responsibility of the property and the mortgage.

[Q] Will you come to our home for a consultation?
[A] Yes. We offer a free consultation visit if you are local to Pageland, SC. Beyond Pageland, we charge a travel expense of $5.00 for neighboring areas up to 10 miles. $10.00 for beyond 10 miles up to 40 miles. Beyond 40 miles will be negotiated. FREE visit for the elderly (62 and older) at your home, or desired place of meeting up to 50 miles from Pageland, South Carolina!

[Q] Will you assist us with moving expenses?
[A] In some cases, we will be happy to pay moving expenses! Also, we are open to hear any requests for assistance, when we are dealing with foreclosure and bankruptcy properties, but we will have to negotiate your requests.

[Q] What do you do when we are facing foreclosure?
[A] Basically, four things. We immediately begin working with the lender, and the court. We work hard at postponing the foreclosure sale, and stopping foreclosure evictions. If there are any second mortgage issues, we will deal with those also!

[Q] If we use your services, what will this cost us?
[A] For foreclosure situations, moratoriums, and for reverse mortgages, our handling fee begins at $300.00 for utilizing one plan. An additional $200.00 for each additional plan. Our fees are very reasonable! We know of investors who charge as much as $1,000.00 to perform one plan!

"Options to Property Problems!"

For complete details concerning our options and solutions, Email us at invest4u@shtc.net to receive your FREE copy within 24 hours! We will return it by email, in pdf. format!

People are the heart of our business!
We care about you!